Avaloq Ventures

Avaloq Ventures, now operating as FiveT Fintech following a spin-off from Avaloq Group, is a Zurich, Switzerland-based venture capital firm originally established in 2018 as the venture arm of the Avaloq banking technology platform. As FiveT Fintech, the firm became part of the broader FiveT Group and continues its mission of identifying and scaling early-stage fintech companies that serve the financial services industry. The firm capitalizes on an ecosystem of over 150 financial institutions operating across more than 30 countries, collectively managing client assets exceeding $4.5 trillion. FiveT Fintech engages with 120-plus fintech startups and has made 23 investments at seed and Series A stages, with checks ranging from $1 million to $8 million. Notable portfolio companies include Assetmax, software for independent asset managers; Metava, a digital asset management platform for banks; and Optio Pay, an open banking specialist. The firm has launched its second fund and third investment vehicle, building on an established track record in European fintech. The firm's differentiation lies in its bank network. For early-stage fintech companies, securing financial institution clients is typically the most difficult and time-consuming part of scaling — FiveT Fintech's direct relationships with 150-plus banks and wealth managers provide portfolio companies with a distribution and validation advantage that purely financial investors cannot replicate. This access to institutional customers makes the firm particularly valuable to founders building B2B financial technology products targeting banks, asset managers, and wealth management platforms across Europe.