Upper90

Upper90, founded in 2018, is a hybrid investment firm based in New York City that provides a mix of credit and equity to technology startups. The firm focuses on e-commerce, fintech, and supply chain finance, offering capital solutions that enable founders to scale their businesses with less dilution. Upper90 has managed over $2.2 billion across 43 portfolio companies, supporting ventures like Thrasio, Clearco, Octane, and Crusoe Energy​. The firm's investment strategy involves leading with credit and participating in equity, with initial credit facilities ranging from $5 million to $30 million, scaling up to $50 million as companies grow. Upper90 targets companies with predictable revenue or asset collateral, allowing them to finance growth efficiently while retaining more ownership​. Upper90's team, led by co-founder and CEO Billy Libby, prides itself on providing operational support and strategic advice to its portfolio companies, helping them navigate complex capital challenges and optimize their growth strategies​.